About Us
We are ELK-Desa Capital Sdn Bhd, a Hire Purchase (“HP”) financier in the used car sector. Our company operates at two branches, one in the heart of Kuala Lumpur and the other in Klang, Selangor.
Since 2004, we have offered HP financing to car buyers seeking small-value financing – a market segment that remains largely underserved by financial institutions.
Our HP financing is currently available mainly through our network of over 1,000 panel used car dealers located in the Kuala Lumpur and Selangor areas. Besides, we offer motor and other classes of general insurance products to our existing HP customers.
Currently, we are the authorized insurance agents for well-established insurance brands, namely Tokio Marine Insurans (Malaysia) Berhad and Berjaya Sompo Insurance Berhad.
